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BFirst

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Routing number: 221571473

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Digital Banking
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Platinum
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BFirst¹ is a checking account created to meet the needs of people who operate their business as DBA.
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  • Benefits
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Open account

With BFirst¹ you’ll have direct access to information about your checking account funds, with an investment module and line of credit.

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A $3 monthly service fee will apply if the average balance combined in checking and savings section is less than $500²

 

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Electronic transactions with no monthly fee

 

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A checking module for managing daily transactions

 

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An investment module3 where you can automatically transfer excess operational funds to maximize their return

 

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An optional line of credit4 from which you can make advance payments and is automatically activated to cover overdrafts in case of insufficient funds

 

BFirst¹ checking account requires:

$0

opening deposit

$0

monthly service fee if you maintain the required average monthly balance2²

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BFIRST ON YOUR MOBILE PHONE

Enjoy a complete commercial banking experience with Business Digital Banking.³

Access your account information

Access your account information

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Make transfers between accounts linked to your profile

Approve ACH and wire transactions, and Positive Pay and ACH Positive Pay exceptions

Approve ACH and wire transactions, and Positive Pay and ACH Positive Pay exceptions

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HOW TO OPEN AN ACCOUNT

Ready to open your account?

Make sure you have the following documents available before starting the process.

 

Valid ID with photo, such as: 

 

  • Driver's license

  • Passport

  • Military ID

  • Government ID

In addition, the following documents:

 

  • Commercial Register 

  • Municipal License 

  • Utility bill

Check the help guide here​

Open account
FREQUENTLY ASKED QUESTIONS

 

Yes, we have several checking accounts that suit your DBA business type like: The Commercial Corp Account, BFirst, and Business Plus.1

 

The minimum deposit to open a BFirst account is $0.00. The BFirst account gives you an investment module and the option of a line of credit. The monthly service charge is $3 if the average balance combined in checking and savings section is less than $500.2

 

Yes, you can access your account through the Business Digital Banking application.

See FAQs
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Financial Education

Benefits of acquiring property insurance

Are you looking for a way to protect your assets? If so, Property Insurance is an excellent option for you.

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Financial Education

What to do if I have an unexpected expense and I don't have money? Know your options

We tell you about some options in the case of having an unexpected expense. Consider them and choose the best for you.

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Financial Education

Know the benefits of managing your transactions electronically

We’ll show you how you can save time and money by using electronic payments.

Learn more

 

Member FDIC. 1Certain terms and conditions apply. Only for customers in Puerto Rico. 2A $3 monthly fee will apply if the average balance in the checking account and savings section is less than $500. 3The investment module is available at the customer’s request. A $5 monthly service fee will apply for maintaining a compensating balance with automatic transfers between the checking and savings section. 4 Subject to credit approval and other terms and conditions. 5Certain terms and costs may apply.

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Routing number: 221571473

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Copyright © 2025 First BanCorp. All rights reserved. Only for residents of Puerto Rico. Opening Account Notice: Federal Law requires that all financial institutions obtain, verify, and keep records regarding the information that identifies all persons who open accounts. This means that when you open an account, we will ask for your name, address, date of birth and social security or tax identification number as well as other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. In all cases, protection of our customers’ identity and confidentiality of their information is our commitment. Apple and the Apple logo are trademarks of Apple, Inc., registered in the US and other countries. APP Store™ is a service mark of Apple, Inc. Google and the Google Play brands are registered trademarks of Google LLC.

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