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First Investment
Routing number: 221571473
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Personal
Digital Banking
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Business
Business Digital Banking
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With First Investment, you have an account that pays you back. Earn interest while keeping the money you need in your checking account available to manage your everyday transactions.
Depósito Expreso Móvil 2
Depósito Expreso ATM 2
ATH Móvil 3
Bears tiered and competitive interest rates 4
Debit cards with worldwide acceptance
Pay online or by phone
15 checks drawn per cycle without the transaction fee 5
Telephone banking FirstLine Solutions Center
Account opening requirements
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$1,500 minimum opening deposit
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$10,000 average monthly balance to avoid the monthly service fees¹
FIRST INVESTMENT ON YOUR MOBILE PHONE
Simplify your life by managing your checking account with out Digital Banking mobile app.⁶
Transfer money between your accounts and other FirstBank accounts
Deposit checks from your mobile device with Depósito Expreso Móvil
Pay bills to over 4,000 registered merchants
Make payments to loans and credit cards from other financial institutions with your FirstBank accounts or accounts at other financial institutions in Puerto Rico and the United States
Transfer money from person to person with ATH Móvil
Set up alerts so you can receive an e-mail message about your account balance and/or transfers made
Activate electronic account statements
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HOW TO APPLY
Ready to open a deposit account?
Make sure you have the following documents⁸ available when you go to the branch to open a deposit account.
ACCOUNTS THAT COMPLEMENT EACH OTHER
FREQUENTLY ASKED QUESTIONS
With First Investment you have a more attractive and competitive interest rate. So, keep the liquidity in your checking account to handle your day-to-day transactions.
Yes, you can register with one of our debit cards. With ATH Móvil3 you can make payments to more than 4,000 merchants and payments from person to person.
Open your First Investment account with a minimum deposit of $1,500.
Member FDIC. Only for individuals. Subject to the terms and conditions included in the Deposit Account Agreement and the Disclosure of Applicable Fees, Terms, and Interest Rates in Deposit Accounts, which were provided when you opened the account. 1 There will be a monthly service fee of $15 if the average monthly balance is less than $10,000 during the cycle. 2. Your deposit will be available according to FirstBank’s Funds Availability Policy, included in the Deposit Accounts Agreement. The service is not available for savings accounts. 3 ATH Móvil is subject to FirstBank's terms and conditions. Using ATH Móvil requires the titleholders of both the receiving and issuing accounts to be registered service users. To enroll, you must have an active debit card with a participating financial institution in the ATH Móvil service. Download the application to register and view the terms and conditions of service and a list of participating institutions. ATH Móvil is an ATH® Network service from EVERTEC Group, LLC. 4 The annual interest rate and percentage yield (APY) applicable to the accounts may vary at the discretion of FirstBank, based on market conditions, and may change without prior notice. 5 A $0.50 fee will apply for each check processed after the first 15 during the monthly cycle. 6 Digital Banking is subject to FirstBank’s terms, conditions, and restrictions. 7 The reserve line is optional and subject to credit approval. 8FirstBank may solicit additional information or documentation.