Close
Preferente
Routing number: 221571473
Close
Personal
Digital Banking
Not enrolled? Sign up here.
Apply Online:
Personal Loan
Manage your products and services:
Business
Business Digital Banking
Not enrolled? Request more information.
Blocked? Contact us at 1-866-939-8039
Apply Online:
Manage your products and services:
Preferente account combines checking and savings while giving you access to exclusive benefits such as: personalized service, Visa Infinite debit card and an optional reserve line.
The annual fee does not apply during the first year 1
Bears tiered interest on both checking and savings sections 2
Depósito Expreso ATM 3
Depósito Expreso Móvil 3
ATH Móvil 4
Visa Infinite debit card with worldwide acceptance and exclusive benefits
25 checks drawn per cycle without transaction fee 5
Pay online or by phone
Personalized service
Telephone banking FirstLine Solutions Center
PREFERENTE ON YOUR MOBILE PHONE
Simplify your life by managing your checking account with our Digital Banking mobile app.⁸
Transfer money between your accounts and other FirstBank accounts
Deposit checks from your mobile device with Depósito Expreso Móvil
Pay bills to over 4,000 registered merchants
Make payments to loans and credit cards from other financial institutions with your FirstBank accounts or accounts at other financial institutions in Puerto Rico and the United States
Transfer money from person to person with ATH Móvil
Set up alerts so you can receive an e-mail message about your account balance and/or transfers made
Activate electronic account statements
- 1
- 2
- 3
- 4
- 5
- 6
- 7
HOW TO APPLY
Ready to open a deposit account?
Make sure you have the following documents⁹ available when you go to the branch to open a deposit account.
ACCOUNTS THAT COMPLEMENT EACH OTHER
FREQUENTLY ASKED QUESTIONS
The Preferente account has all the best benefits: it combines checking, savings, and you earn interest in both sections2. You also have the option of a reserve line6. You get all the best with personalized service.
Yes, you can register with one of our debit cards. With ATH Móvil4 you can make payments to more than 4,000 merchants and payments from person to person.
There is no monthly service fee if the average balance during the cycle is $25,000 or more. Otherwise, a $15.00 monthly service fee will apply. The balance of your Certificate of Deposit (CD) and Individual Retirement Account (IRA) with FirstBank will be added to the balance of both sections of the account to determine if the monthly service fee applies. For non-U.S. residents: There is no monthly service fee if the average balance during the cycle is $50,000 or higher. Otherwise, a $50.00 monthly service fee will apply. The balance of your Certificate of Deposit (CD) and Individual Retirement Account (IRA) with FirstBank will be added to the balance of both sections of the account to determine if the monthly service fee applies.
Member FDIC. Only for individuals. Subject to the terms and conditions included in the Deposit Account Agreement and the Disclosure of Applicable Fees, Terms, and Interest Rates in Deposit Accounts, which were provided when you opened the account. 1 Annual fee of $200.00. This fee will not be applied during the first year. After the first year, the fee will be charged at the end of the cycle corresponding to the anniversary month of the opening of your account. If the account maintains an average monthly balance of $250,000 or more combining the checking and savings sections during the 12 months prior to the account anniversary, the fee will not be applied. 2 The interest rate and annual percentage yield (APY) applicable to the accounts may vary at the discretion of FirstBank, based on market conditions, and may change without prior notice. 3 Your deposit will be available according to FirstBank’s Funds Availability Policy, included in the Deposit Accounts Agreement. 4 ATH Móvil is subject to FirstBank's terms and conditions. Using ATH Móvil requires the titleholders of both the receiving and issuing accounts to be registered service users. To enroll, you must have an active debit card with a participating financial institution in the ATH Móvil service. Download the ATH Movil application to register and view the terms and conditions of service and a list of participating institutions. ATH Móvil is an ATH® Network service from EVERTEC Group, LLC. 5 A $0.50 fee will apply for each check processed after the first 25 during the monthly cycle. 6 The reserve line is optional and subject to credit approval. 7 There is no monthly service fee if the average balance during the cycle is $25,000 or more. Otherwise, a $15.00 monthly service fee will apply. The balance of your Certificate of Deposit (CD) and Individual Retirement Account (IRA) with FirstBank will be added to the balance of both sections of the account to determine if the monthly service fee applies. For non-U.S. residents: There is no monthly service fee if the average balance during the cycle is $50,000 or higher. Otherwise, a $50.00 monthly service fee will apply. The balance of your Certificate of Deposit (CD) and Individual Retirement Account (IRA) with FirstBank will be added to the balance of both sections of the account to determine if the monthly service fee applies. 8 Digital Banking is subject to FirstBank’s terms, conditions, and restrictions. 9FirstBank may solicit additional information or documentation.