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Cuenta UNO
Routing number: 221571473
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Personal
Digital Banking
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Personal Loan
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Business
Business Digital Banking
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Live without worrying about transaction limits or maintaining a minimum balance with the Cuenta UNO checking account.
ATH Móvil 3
Debit cards with worldwide acceptance
Telephone banking FirstLine Solutions Center
Unlimited checks drawn
Specially for you, college student:
The Cuenta UNO monthly service fee does not apply for the first 4 years1
Specially for you, college student:
The Cuenta UNO monthly service fee does not apply for the first 4 years1
Account opening requirements
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$20 minimum opening deposit
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$0 monthly service fee¹
CUENTA UNO ON YOUR MOBILE PHONE
Simplify your life by managing your checking account with our Digital Banking mobile app.⁵
Transfer money between your accounts and other FirstBank accounts
Deposit checks from your mobile device with Depósito Expreso Móvil
Pay bills to over 4,000 registered merchants
Make payments to loans and credit cards from other financial institutions with your FirstBank accounts or accounts at other financial institutions in Puerto Rico and the United States
Transfer money from person to person with ATH Móvil
Set up alerts so you can receive an e-mail message about your account balance and/or transfers made
Activate electronic account statements
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HOW TO APPLY
Ready to open a deposit account?
Make sure you have the following documents⁶ available when you go to the branch to open a deposit account.
ACCOUNTS THAT COMPLEMENT EACH OTHER
FREQUENTLY ASKED QUESTIONS
Cuenta UNO has unlimited transactions and processed checks.
Yes, you can register with one of our debit cards. With ATH Móvil you can make payments to more than 4,000 merchants and payments from person to person.
Cuenta UNO allows you to draw unlimited number of checks.
Member FDIC. 1 Only for individuals older than 18 years. Fixed monthly service fee of $3.00 or $2.50 when deactivate the paper statement option through Digital Banking. College Students: As a special offer for college students, the monthly service fee will be waived for the first 4 years from the opening of Cuenta UNO. To qualify for the special offer, the individual must provide evidence of a valid enrollment in an undergraduate educational institution and a valid ID with photo at the time of opening the Cuenta UNO. The special offer does not apply to postgraduate students. In the case of students with an existing Cuenta UNO, who meet the previously indicated qualifications and who request the monthly service fee to be waived, this fee may be prospectively waived if the account has less than 4 years since opening. In these cases, the monthly account service fee charged prior to the waiver request will not be credited or refunded. After the account reaches 4 years since opening, the fixed monthly service fee of $3.00 or $2.50 when you deactivate the paper statement option through Digital Banking will apply. Other fees may apply. Subject to the terms and conditions of the Deposit Account Agreement and the Disclosure of Fees, Terms and Fees Applicable to Cuenta UNO provided at account opening. 2Your deposit will be available according to FirstBank’s Funds Availability Policy, included in the Deposit Accounts Agreement. The service is not available for savings accounts. 3ATH Móvil is subject to FirstBank's terms and conditions. Using ATH Móvil requires the titleholders of both the receiving and issuing accounts to be registered service users. To enroll, you must have an active debit card with a participating financial institution in the ATH Móvil service. Go to www.athmovil.com to enroll and view the terms and conditions of service and a list of participating institutions. ATH Móvil is an ATH® Network service from EVERTEC Group, LLC. 4The reserve line is optional and subject to credit approval. 5Digital Banking is subject to FirstBank’s terms, conditions and restrictions.6FirstBank may request additional documents or information.