Asset-Based Lending

Foster the financial growth of your business

If your organization has unique financial characteristics out of the reach of traditional lenders, this can be an alternative to consider. This provides immediate funding based on a percentage of your company’s assets. 

 

All Asset-Based lending credit facilities are evaluated on a case-by-case basis. Terms and conditions may vary based on underwriting parameters and specific financing requests. 

Benefits

Asset-based lending allows you to obtain more credit flexibility and benefits such as:

  • Interest payments only on borrowed funds

  • Accounts receivables, inventory, equipment, and company property guarantee the loan

  • A financial plan designed to target your needs through specialized monitoring of credit and collateral 

Considerations

Consider an asset-based loan when:

  • Real estate collateral is not available

  • The company has a high-quality inventory and portfolio of accounts receivables

  • The company is a seasonal business

  • Entering a merge or corporate acquisitions

  • Restructuring a company

  • There are opportunities for growth

  • Company is in a specialized industry

CONTACT US

¿Need more information?

 

Call us at: San Juan & Metro Area 787-729-8034

 

South Region 787-805-0150

  • Small Business Banking for credit facilities up to $1 million

  • Business Banking for credit facilities between $1 million and $10 million

  • Corporate Banking for credit facilities over $10 million

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Subject to credit approval. Certain restrictions apply.

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