With First Investment, you have an account that pays you back. Earn interest while keeping the money you need in your checking account available to manage your everyday transactions.

Icono circular con símbolo monetario en el centro.

Direct Deposit

Download form here


Cell phone icon with money symbol on screen.

Depósito Expreso Móvil 2


Bill icon.

Depósito Expreso ATM 2


Mobile phone icon.

ATH Móvil 3


Growth icon with percent symbol.

Bears tiered and competitive interest rates 4


Icon with image of the world and card.

Debit cards with worldwide acceptance 


Computer and mobile phone icon.

Pay online or by phone


Check icon.

15 checks drawn per cycle without the transaction fee 5


Icon of a hand with a bag of money.

FirstReserve - Optional reserve line 7


Phone icon with money symbol.

Telephone banking FirstLine Solutions Center


Account opening requirements

  • $1,500 minimum opening deposit

  • $10,000 average monthly balance to avoid the monthly service fees¹

Circle Icon with money symbol inside

Download the Direct Deposit form

Complete it and hand it in to your employer


Simplify your life by managing your checking account with out Digital Banking mobile app.⁶


Ready to open a deposit account?

Make sure you have the following documents⁸ available when you go to the branch to open a deposit account.


To open a personal deposit account at FirstBank you must present the Social security number and the following applicable identifications:

United States Citizens 

(One (1) of the following):

  • Driver’s license from Puerto Rico, American Virgin Islands (USVI), United States

  • Real ID issued by the Government of Puerto Rico (DTOP)

  • State ID issued by the Departament of Motor Vehicles of the United States

  • Passport or Passport card issued by the Government of the United States

  • Military ID issued by the Government of the United States 

  • Puerto Rico Police Gun Permit

In case that the valid ID with photo does not have the physical address, such as Passport, you must provide a service bill to validate the physical address, example: water, electric power, phone, cable TV service, CRIM, rental agreement, among others.

Foreign Citizens Puerto Rico Resident

(One (1) of the following):

  • Driver’s license from Puerto Rico, United States, Virgin Islands (USVI + BVI

  • Passport issued by the country of origin + Visa

  • United States Permanent Resident Card (Green Card)

Additional Document (one of the following):

  • Service bill to validate the physical address, example: water, electric power, phone, cable TV service, CRIM, among others.

  • Employment letter

  • Rental agreement

  • Bank reference (last two months)

Start the process to open a deposit account here.

Pink piggy bank.

Easy Savings generates interests.

Christmas tree star.

Secure your holiday expenses with the Christmas Club account.

Pig-shaped piggy bank with checks next to it.

Earn competitive interests with a Certificate of Deposit.



With First Investment you have a more attractive and competitive interest rate. So, keep the liquidity in your checking account to handle your day-to-day transactions.


Yes, you can register with one of our debit cards. With ATH Móvil3 you can make payments to more than 4,000 merchants and payments from person to person.


Open your First Investment account with a minimum deposit of $1,500.

savings pig next to calculator

Financial Education

Learn to manage your products with FirstBank electronic services

Get to know the tools and services that Digital Banking offer has for you.

Ilustración hombre imaginando dinero

Financial Education

What to do if I have an unexpected expense and I don't have money? Know your options

We tell you about some options in the case of having an unexpected expense. Consider them and choose the best for you.

illustration thief stealing password


Are banking applications (apps) safe? All you need to know

Keep your information safe from security threats on banking apps.

Member FDIC. Only for individuals. Subject to the terms and conditions included in the Deposit Account Agreement and the Disclosure of Applicable Fees, Terms, and Interest Rates in Deposit Accounts, which were provided when you opened the account. There will be a monthly service fee of $15 if the average monthly balance is less than $10,000 during the cycle.  2. Your deposit will be available according to FirstBank’s Funds Availability Policy, included in the Deposit Accounts Agreement. The service is not available for savings accounts. 3 ATH Móvil is subject to FirstBank's terms and conditions. Using ATH Móvil requires the titleholders of both the receiving and issuing accounts to be registered service users. To enroll, you must have an active debit card with a participating financial institution in the ATH Móvil service. Download the application to register and view the terms and conditions of service and a list of participating institutions. ATH Móvil is an ATH® Network service from EVERTEC Group, LLC. 4 The annual interest rate and percentage yield (APY) applicable to the accounts may vary at the discretion of FirstBank, based on market conditions, and may change without prior notice. 5 A $0.50 fee will apply for each check processed after the first 15 during the monthly cycle.  6 Digital Banking is subject to FirstBank’s terms, conditions, and restrictions.  7 The reserve line is optional and subject to credit approval.​ ​8FirstBank may solicit additional information or documentation.

You’re about to leave 1FirstBank.com and visit a third party website. This web page contains its own terms of use and privacy policies. FirstBank isn’t responsible for the products, content, security or information that may appear at this third party website you’re about to visit.

To continue, press the “Ok” button. If you do not wish to visit the website, close this window or press the “Cancel” button. Thank you!