FirstBank is Member FDIC. The exclusive discounts only apply to FirstBank commercial customers with deposit accounts at the bank who do not have services contracted with AlChavo.com. Deposit accounts at FirstBank are subject to the terms, conditions, and restrictions of FirstBank. The offer for exclusive discounts is valid for a limited time. FirstBank Puerto Rico (including its affiliates) and Alchavo are independent, separate, unaffiliated entities. References to Alchavo on this website are solely for purposes of information and convenience to users. References to Alchavo do not constitute a guaranty, endorsement or recommendation of any kind by FirstBank Puerto Rico. By providing information about Alchavo, FirstBank Puerto Rico makes no promises, representations or warranties whatsoever (whether express or implied), and is not responsible for any products and/or services that Alchavo offers. The agreements between Alchavo and its clients do not involve FirstBank Puerto Rico, and FirstBank Puerto Rico has no obligation or liability whatsoever in connection with any agreement, information, materials, products and/or services between Alchavo and its clients.