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FirstOne
Routing number: 221571473
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Digital Banking
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A savings account for children under the age of 13 that helps them develop good saving habits and teaches them responsibility.
Bears tiered interest rates1
Parents can transfer funds from their FirstBank accounts2
2 withdrawals or debits per cycle3
Branches all around the island and over 360 ATMs
Encourages good saving habits from a young age
Debit card with worldwide acceptance with the minor's name4
Account opening requirements
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$1 minimum opening deposit
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$10 daily minimun balance to avoid the monthly service fees⁵
FIRSTONE ON YOUR MOBILE PHONE
Simplify your life by managing your savings account through our Digital Banking mobile app.⁶
Transfer money between your accounts and other FirstBank accounts
Make payments to loans and credit cards from other financial institutions with your FirstBank accounts or accounts at other financial institutions in Puerto Rico and the United States
Transfer money from person to person with ATH Móvil
Set up alerts so you can receive an e-mail message about your account balance and/or transfers made
Activate electronic account statements
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HOW TO APPLY
Ready to open a deposit account?
Make sure you have the following documents⁷ available when you go to the branch to open a deposit account.
ACCOUNTS THAT COMPLEMENT EACH OTHER
FREQUENTLY ASKED QUESTIONS
After the minor turns 13 years old, the account will be automatically converted to a FirstTeen account.
Yes, If a minimun daily balance of $10 is not maintained during the cycle, a monthly service fee of $1 applies.
Parents can transfer funds to the minor’s First One account from their own FirstBank account with Digital Banking6.
Member FDIC. Only for individuals. Subject to the terms and conditions of the Deposit Account Agreement and the Disclosure of Fees, Terms, and Rates Applicable to Deposit Accounts provided at account opening. Deposits in this account may not be used as collateral for loans or obligations. 1The interest rate and annual percentage yield (APY) applicable to the accounts are variable at the discretion of FirstBank, based on market conditions, and may change without prior notice 2 Certain terms, conditions, and restrictions apply. 3 A $0.50 fee will apply for each withdrawal or debit transaction through any channel in excess of two (2) during the cycle. A $2.00 fee applies for withdrawals at ATMs that are not FirstBank ATMs and cash advances with your debit card at the teller window at branches of FirstBank and other banking institutions. 2% for foreign currency conversion to the amount already converted into U.S. dollars for debit card transactions. Additional charges imposed by other financial institutions may apply. 4Subject to the authorization of the minor's parents or legal representative. 5If the minimum daily balance during the cycle is less than $10, a $1 monthly service fee applies. 6Digital Banking is subject to the terms, conditions, and restrictions of FirstBank. 7FirstBank may request additional documents or information.