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Cuenta Perfecta
Routing number: 221571473
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Personal
Digital Banking
Not enrolled? Sign up here.
Apply Online:
Personal Loan
Manage your products and services:
Business
Business Digital Banking
Not enrolled? Request more information.
Blocked? Contact us at 1-866-939-8039
Apply Online:
Manage your products and services:
Cuenta Perfecta gives you what you need in a checking account, with no monthly service fee if you receive a direct deposit during the cycle or maintain an average balance of $500 or more during the cycle.
Depósito Expreso ATM2
Depósito Expreso Móvil2
ATH Móvil3
Debit cards with worldwide acceptance
Pay online or by phone
Telephone banking FirstLine Solutions Center
Bears tiered interest rates4
Account opening requirements
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$0 minimum opening deposit
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There is no monthly service fees when receiving a direct deposit during the cycle or maintaining an average monthly balance of $500 or more¹
CUENTA PERFECTA ON YOUR MOBILE PHONE
Simplify your life by managing your checking account through our Digital Banking mobile app.⁶
Transfer money between your accounts and other FirstBank accounts
Deposit checks from your mobile device with Depósito Expreso Móvil
Pay bills to over 4,000 registered merchants
Make payments to loans and credit cards from other financial institutions with your FirstBank accounts or accounts at other financial institutions in Puerto Rico and the United States
Transfer money from person to person with ATH Móvil
Set up alerts so you can receive an e-mail message about your account balance and/or transfers made
Activate electronic account statements
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HOW TO APPLY
Ready to open a deposit account?
Make sure you have the following documents⁷ available when you go to the branch to open a deposit account.
ACCOUNTS THAT COMPLEMENT EACH OTHER
FREQUENTLY ASKED QUESTIONS
Check the following list with all the necessary documentation that you must submit when opening an account with FirstBank.
In addition to your Social Security card, you will also need one valid ID with photo such as:
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Driver's license
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Passport
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Military ID
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Government ID
For more information, visit any of our branches or contact us through FirstLine Solutions Center at 787-725-2511.
Yes, you can register with one of our debit cards. With ATH Móvil you can make payments to more than 4,000 merchants and payments from person to person.
The First Investment, Cuenta TODO, Cuenta UNO, Cuenta Perfecta, Preferente and Platinum accounts give you the option of a reserve line. The reserve line protects your account from overdrafts.
The reserve line is subject to credit approval.
Member FDIC. Only for individuals. Subject to the terms and conditions included in the Deposit Account Agreement and the Disclosure of Applicable Fees, Terms, and Interest Rates in Deposit Accounts, which were provided when you opened the account.1 The monthly service fee does not apply when receiving a direct deposit (ACH) in the account during the cycle or if the average balance during the cycle is $500.00 or more. If you do not receive a direct deposit or if the required average balance is not maintained, a $5 monthly service fee will apply in the cycle. 2Your deposit will be available according to FirstBank’s Funds Availability Policy, included in the Deposit Accounts Agreement. The service is not available for savings accounts. 3 ATH Móvil is subject to FirstBank's terms and conditions. Using ATH Móvil requires the titleholders of both the receiving and issuing accounts to be registered service users. To enroll, you must have an active debit card with a participating financial institution in the ATH Móvil service. Download ATH Móvil to enroll and view the terms and conditions of service and a list of participating institutions. ATH Móvil is an ATH® Network service from EVERTEC Group, LLC. 4The annual interest rate and percentage yield (APY) applicable to the accounts may vary at the discretion of FirstBank, based on market conditions, and may change without prior notice. 5 The reserve line is optional and subject to credit approval. 6Digital Banking is subject to FirstBank’s terms, conditions, and restrictions 7FirstBank may solicit additional information or documentation.