The Christmas Club savings account helps you set aside part of your income to ensure your holidays will be the merriest of all. Open it now and start saving for your holiday shopping spree.

Icon of a calendar with money symbol.

Open it at any time of the year



Bill icon.

Receive money in November with the saved amount

Bill icon with up arrow.

Deposit as much as you want, whenever you want

Phone icon with money symbol.

Telephone banking 



Account opening requirements

  • $20 minimum opening deposit


Simplify your life by managing your savings account through our Digital Banking mobile app.¹


Ready to open a deposit account?

Make sure you have the following documents² available when you go to the branch to open a deposit account.


To open a personal deposit account at FirstBank you must present the Social security number and the following applicable identifications:

United States Citizens 

(One (1) of the following):

  • Driver’s license from Puerto Rico, American Virgin Islands (USVI), United States

  • Real ID issued by the Government of Puerto Rico (DTOP)

  • State ID issued by the Departament of Motor Vehicles of the United States

  • Passport or Passport card issued by the Government of the United States

  • Military ID issued by the Government of the United States 

  • Puerto Rico Police Gun Permit

In case that the valid ID with photo does not have the physical address, such as Passport, you must provide a service bill to validate the physical address, example: water, electric power, phone, cable TV service, CRIM, rental agreement, among others.

Foreign Citizens Puerto Rico Resident

(One (1) of the following):

  • Driver’s license from Puerto Rico, United States, Virgin Islands (USVI + BVI

  • Passport issued by the country of origin + Visa

  • United States Permanent Resident Card (Green Card)

Additional Document (one of the following):

  • Service bill to validate the physical address, example: water, electric power, phone, cable TV service, CRIM, among others.

  • Employment letter

  • Rental agreement

  • Bank reference (last two months)

Start the process to open a deposit account here.


Pig-shaped piggy bank with checks next to it.

Checking and savings combined under the same account number with

Cuenta TODO.


Learn more

Piggy bank in the shape of a pig on a pile of banknotes.

Enjoy a Visa Infinite debit card with the Preferente account.


Learn more

Pink piggy bank.

Easy Savings generates interests.




Learn more



The Christmas Club account helps you save for the holiday season expenses. It has no monthly service fee, and no transaction fees apply. You can open it at any time of the year.


There is a $20 minimum deposit required to open a Christmas Club account.


Deposit as much as you want, whenever you want at the branch or by automatic transfers through Digital Banking1.

savings pig next to calculator

Financial Education

Learn to manage your products with FirstBank electronic services

Get to know the tools and services that Digital Banking offer has for you.

Ilustración hombre imaginando dinero

Financial Education

What to do if I have an unexpected expense and I don't have money? Know your options

We tell you about some options in the case of having an unexpected expense. Consider them and choose the best for you.

illustration thief stealing password


Are banking applications (apps) safe? All you need to know

Keep your information safe from security threats on banking apps.


Member FDIC. Only for individuals. Subject to the terms and conditions of the Deposit Account Agreement and the Disclosure of Charges, Terms, and Fees Applicable to Deposit Accounts are provided at account opening. This account does not accrue interest. 1Digital Banking is subject to FirstBank’s terms, conditions, and restrictions.  2FirstBank may request additional documents or information.

You’re about to leave and visit a third party website. This web page contains its own terms of use and privacy policies. FirstBank isn’t responsible for the products, content, security or information that may appear at this third party website you’re about to visit.

To continue, press the “Ok” button. If you do not wish to visit the website, close this window or press the “Cancel” button. Thank you!