FirstTeen is the ideal savings account for teens between the ages of 13 and 20. This account includes a debit card so they can learn how to manage their transactions and save.

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Direct Deposit

Download form here



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No monthly service charge

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Parents can transfer funds from their FirstBank accounts1


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ATH Móvil2


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Unlimited transactions between FirstBank accounts3


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Bears tiered interest rates4


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Branches all around the island and over 360 ATMs


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Debit card with worldwide acceptance with the minor's name5


Account opening requirements

  • $1 minimum opening deposit

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Download the Direct Deposit form

Complete it and hand it in to your employer


Simplify your life by managing your savings account through our Digital Banking mobile app⁶.


Ready to open a deposit account?

Make sure you have the following documents⁷ available when you go to the branch to open a deposit account.


To open a personal deposit account at FirstBank the adult and minor must present the Social Security number and the following applicable identifications:

United States Citizens 

(One (1) of the following):



  • Real ID issued by the Government of Puerto Rico (DTOP)

  • State ID issued by the Departament of Motor Vehicles of the United States

  • Passport or Passport card issued by the Government of the United States

  • Military ID issued by the Government of the United States 

  • Puerto Rico Police Gun  Permit



  • Birth Certificate (applies only to minor under 16 years old)

  • Real ID issued by the Government of Puerto Rico (DTOP)

In case that the valid ID with photo does not have the physical address, such as Passport, you must provide a service bill to validate the physical address, example: water, electric power, phone, cable TV service, CRIM, rental agreement, among others.

Foreign Citizens Puerto Rico Resident

(One (1) of the following):




  • Driver’s license from Puerto Rico, United States, Virgin Islands (USVI + BVI)

  • Passport issued by the country of origin + Visa

  • United States Permanent Resident Card (Green Card)



  • Birth Certificate (applies only to minor under 16 years old)

  • Real ID issued by the Government of Puerto Rico (DTOP)

Additional Document (one of the following):

  • Service bill to validate the physical address, example: water, electric power, phone, cable TV service, CRIM, among others.

  • Employment letter

  • Rental agreement

  • Bank reference (last two months)

Start the process to open a deposit account here.


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Checking and savings combined under the same account number with

Cuenta TODO.


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Yes, the FirstOne account and FirstTeen savings accounts are designed for minors.


The FirstOne account is for children under the age of 13. You can open it with a minimum of $1.


The FirstTeen savings account is for teens 13 years and older. When you turn 21 years old, the account automatically changes to an Easy Savings account.


Both accounts allow you to enjoy a debit card with the minor’s name on it, and the ATH Móvil service.


Yes, you can register with one of our debit cards.  With ATH Móvil you can make payments to more than 4,000 merchants and make payments from person to person.


Parents can transfer funds to the minor’s account from their own account with Digital Banking.

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Financial Education

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Member FDIC. Only for individuals. Subject to the terms and conditions of the Deposit Account Agreement and the Disclosure of Fees, Terms, and Rates Applicable to Deposit Accounts provided at account opening. Deposits in this account may not be used as collateral for loans or other obligations. 1 Certain terms, conditions, and restrictions apply. 2ATH Móvil is subject to the terms and conditions of FirstBank. To use ATH Móvil, both the owner of the account that will receive the transfer and the sender of the transfer must be registered with the service. To register you must have an active debit card with a financial institution participating in the ATH Móvil service. Download the ATH Móvil application to register and view the terms and conditions of use of the service and a list of participating institutions. ATH Móvil is a service of the ATH® Network of EVERTEC Group, LLC. 3A $2.00 fee applies for withdrawals at non-FirstBank ATMs and cash advances with your debit card at the teller window at FirstBank branches and other banking institutions. 2% for foreign currency conversion to the amount already converted into U.S. dollars for debit card transactions. Additional charges imposed by other financial institutions may apply. 4The interest rate and annual percentage yield (APY) applicable to the accounts are variable at the discretion of FirstBank, based on market conditions, and may change without prior notice. 5 Subject to the authorization of the minor's father, mother or legal representative. 6Digital Banking is subject to the terms, conditions, and restrictions of FirstBank. 7 FirstBank may request additional documents or information.

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